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Affordable-Helath-Care-Act

Affordable-Helath-Care-ActBy Matt McCord, MD

Every week we read another article on the fuzzy math and ridiculous mark-up for our routine healthcare.

Do your own research; see Elizabeth Rosenthal’s article in a recent Sunday New York Times, the $2.7 Trillion Medical Bill or Steven Brill’s lengthy tome in Time, Bitter Pill.

We spend, and will continue to spend, more on healthcare than any other nation in the world, and yet, we are 38th in healthcare rankings according to the World Health Organization. America has the most efficient markets in virtually every other sector except healthcare.

Unfortunately, we are just beginning to see that our landmark health reform law, the Affordable Care Act, is no improvement and it will give us less for more.

America has had a broken model for our healthcare for nearly two generations (50 years).

What is broken is our dependence upon 3rd-party middleman (government, insurers) when we need healthcare. Even though 70 percent of our health care is elective, non-emergent and provided outside of a hospital, we allow middlemen to control all transactions.

Read full article at KevinMD.com

 

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  • guest

    “Even though 70 percent of our health care is elective, non-emergent and
    provided outside of a hospital, we allow middlemen to control all
    transactions.”

    Exactly. Health Savings Accounts are a much better solution. Instead of paying for total health care insurance, you have a policy for “catastrophic health insurance” at lower cost and you put the difference in a tax-advantaged medical savings account
    where funds roll over and accumulate year to year if not spent. You pay for routine medical checkups and procedures out of that account. That cuts out the insurance company and gubmint out of most health care transactions and lowers costs for everybody.